What is the meaning of ‘Accidental Death Benefit and Dismemberment’?

Accidental death benefit or dismemberment is the extra benefit which is being given to the policyholder in case of his death due to an accident. The benefit of dismemberment is even paid in case of death of the insured person or the latter loses his limbs or his sight during the accident.

Furthermore, in case of death, there is an additional amount which the insured person gets as per the benefits of the insurance policy. Thus, these are basically the additional benefits incorporated into life insurance and health insurance policies.