What is Appraisal Value?

The value used to measure the value of an insurance company is known as the appraisal value. It is also called the actuarial appraisal value. It is comprised of the following:

• Present value of current business which is also known as Embedded Value,
• Value of new business, present value of future business profits and finally
• Adjusted book value.

It also includes the expected earnings from any new policies in future.