To what extent the government strategies have been able to change financial literacy / inclusion bank driven model to customer driven model? Discuss critically.

Despite of several steps including priority sector norms, easy branch licensing policy, focus on rural branches, no frill accounts, easy KYC norms, promotion of use of IT and intermediaries , introduction of DBT, Aadhaar platform and so on. However, despite ..

Agriculture sector cannot become resilient unless various risks in agriculture are reduced, profitability is increased and stable income flows to farmers is ensured. Enumerate various reforms in agriculture India needs towards these issues.

Agriculture has a major role to play in the growth of Indian economy as it employs around half of the workforce and is important for food security, source of raw material to many agro based industries. Government aims to double ..

While analyzing the threats caused by Agri-piracy and Bio-piracy on Indian Economy, discuss the taken so far as well as proposed measures towards handling these threats.

Piracy refers to the use of intellectual property systems to legitimize the exclusive ownership and control over biological resources and biological products and processes that have been used over centuries in non-industrialized culture”. India facing problem with Bio piracy and ..

Discuss the extent, issues and possible remedies towards problems of Rail Finances in India

Extent and issues with Rail Finances About 94 percent of the system’s revenues are spent on operating costs leaving little to modernize its creaking infrastructure. Under investment in railways Social service obligations like subsidizing passenger services. As per recent report ..

What are the features of the Special Economic Zones (Amendment) Bill, 2019?

Both the houses of Parliament, Lok Sabha and Rajya Sabha have passed the Special Economic Zones (Amendment) Bill, 2019. The features of the bill are: The bill amends the Special Economic Zones Act, 2005 which provides for the establishment, development ..

Tax reforms Needed to Increase Tax Mobilization

Under-reporting and tax evasion are one of the major hurdles in resource mobilisation. This needs to be addressed by plugging the loopholes in the tax laws. Tax reforms Individual tax mobilisation The law does not require filing of returns if ..

What do you understand by Voluntary Provident Fund (VPF) and Unrecognized Employee Provident Funds (EPF)? Discuss.

Voluntary Provident Fund Voluntary Provident Fund refers to the voluntary contribution that an employee makes towards his Provident Fund Account over and above the mandatory 12% of his basic salary. It is fixed at a proportion of the salary and ..

What do you understand by the so called trade distorting subsidies? What is India's stance on such subsidies? Discuss while highlighting India's recent activities in WTO regarding these.

Trade distorting subsidies as per World Trade Organisation are those subsidies given by state that distort the trade severely. For instance agricultural subsidies in the form of Minimum support price which are provided for food security and securing livelihood of ..