�What are your views on the �on tap� license released for the small finance banks?

The recent review on the performance of small finance banks has unveiled that all the priority sector targets allotted to them have been achieved and they have completely achieved the mandate for spreading financial inclusion. Thus, there is a strong ..

Indian economy presents a paradox of high savings rate with low-income and high savings rate with low growth rate. Analyse.

Economy requires capital formation for its growth. Indian economic growth has been slow due to lack of capital formation. Capital formation is achieved through savings (domestic or individual), loans and debts. For higher rate of capital formation, a country requires ..

India has joined new phase as it joined top outbound FDI club. Examine.

In 2018, India bagged the tenth rank as the largest recipient of FDI. The inflows of FDI have grown by 6 percent. As per the latest World Investment Report 2019 which was released by the UN Conference on Trade and ..

Examine the India wide trends in Agricultural Credit Outstandings.

As per the information provided by the Reserve Bank of India (RBI) under the Right to Information (RBI) act, the following observations can be made: Nine states have reported a decline in banks’ credit outstanding to agriculture and allied activities ..

Do you think that changes are needed in the higher echelons of RBI as no economic policy is forever. Examine this in light of lessons India should learn from Global Macroeconomics.

The Central Bank of any country sits at the top of its financial system and is assigned with the task of maintaining stability in the economy. Central Banks have always been involved in helping the stressed banks by timely infusion ..

What are the recommendations of the RBI internal working group (IWG) to review agriculture credit?

The RBI internal working group (IWG) headed by MK Jain, Deputy Governor to review agriculture credit has made the following recommendations: Noting that there is no guarantee scheme available to banks to cover the default risk of borrowers the committee has suggested ..

What are the findings of the RBI report States Finances: A Study of Budgets of 2019-20?

The RBI report States Finances: A Study of Budgets of 2019-20 makes the following observations: The outstanding debt of states has increased to 25 per cent of Gross Domestic Product over the last five years. This poses medium-term challenges to ..

What is a commercial paper? Enumerate the implications of using commercial paper as a source to raise funds.

The ICRA has downgraded the commercial paper of the Dewan Housing Finance Corporation Ltd. to junk grade. About Commercial Paper Commercial Paper is an unsecured money market instrument It is issued in the form of a promissory note It was ..