Critically examine the reasons that led to deterioration of the financial health of the Railways, while suggesting a solution framework for the same.

Major reasons that led to deterioration of the financial health of railways are:
second class treatment to freight trains, which resulted in delay in transportation of goods and services to industries and industries shifting from road to rail transport resulting huge loss of railways

• Incomprehensive loading of goods in freights compared to freight capacity
• Maximum single lane network resulting huge delay in time
• Less electrified routes
• Social service obligations to railways
• High operating ratio