Non-Performing Assets (NPAs)

1.

What is the time period for a term loan to be classified as NPA?

30 days

60 days

90 days

365 days

2.

After how many crop seasons, an unpaid short duration Farm loan will be termed as NPA?

1 crop season

2 crops seasons

2 years

4 crop seasons

3.

What is the time period for the long duration crops to be termed as NPA?

90 days

1 crop season

2 crop seasons

180 days

4.

What are the funds that are set aside by the banks as fraction to the loans known as?

NPA Coverage Ratio

Loan Default Ratio

Provisioning Coverage Ratio

Credit Exposure Ratio

5.

What do we call a loan which remains NPA for a period less than or equal to 12 months?

Doubtful asset

Sub-standard Asset

Loss

None of the above