Computers and IT MCQs
Computer Awareness Questions and Quiz for Banking, IBPS, RRB, RBI, SBI, NABARD examinations of 2024-2025. Computer Awareness MCQs for Competitive Exams. GKToday Computer Awareness for IBPS PO, IBPS Clerk, Bank PO, Bank Clerk and other entrance / competitive examinations.
1. Which among the following is not a payment card technology?
[A] Magnetic Stripe Card
[B] Smart Card
[C] Fleet Card
[D] All of them are payment card technologies
Show Answer
Correct Answer: D [All of them are payment card technologies ]
Notes:
EMV is a payment method based upon a technical standard. It is for smart payment cards and for payment terminals and automated teller machines which can accept them. EMV originally stood for “Europay, Mastercard, and Visa”, the three companies which created the standard. The Magnetic strip cards,smart cards and Fleet cards are the different technologies available.
2. Which among the following can be called an electronic check?
[A] Debit card
[B] Smart card
[C] Credit card
[D] None of the above
Show Answer
Correct Answer: A [Debit card]
Notes:
Electronic cheek is a form of payment system. In this funds from customer’s account are transferred to the merchants account over the ACH (Automated clearing House) network. Debit card is one such payment as the customers funds are transferred.
3. In a computer file systems which among the following is top or first in hierarchy?
[A] root directory
[B] parent directory
[C] home directory
[D] working directory
Show Answer
Correct Answer: A [root directory ]
Notes:
In computer systems (particularly UNIX and UNIX like OS), root directory is the first and top-most directory in the hierarchy.
4. Core Banking Solutions are developed to perform__?
[A] recording of transactions
[B] passbook maintenance
[C] interest calculations
[D] All of the above
Show Answer
Correct Answer: D [All of the above ]
Notes:
Core banking is a banking service provided by a group of networked bank branches as a single unit. It is where customers may access their bank account and perform basic transactions from any of the member branch offices.
5. What do we call a storage device where the access time is effectively independent of the location of the data?
[A] Direct Access Storage Device
[B] Secondary Storage Device
[C] Primary Storage Device
[D] Gateway Device
Show Answer
Correct Answer: A [Direct Access Storage Device ]
Notes:
A direct-access storage device is a secondary storage device. It is the place where “each physical record has a discrete location and a unique address”. IBM coined the term DASD as a shorthand describing hard disk drives, magnetic drums, and data cells.
6. In which year Microsoft was founded ?
[A] 1970
[B] 1974
[C] 1975
[D] 1976
Show Answer
Correct Answer: C [1975]
Notes:
Microsoft was founded by Bill Gates and Paul Allen on April 4, 1975, to develop and sell BASIC interpreters for the Altair 8800. It rose to dominate the personal computer operating system market with MS-DOS in the mid-1980s, followed by Microsoft Windows.
7. Which of the following is a common property of a computer program?
[A] Terms of Reference
[B] Reference files
[C] Locality of Reference
[D] Line of Reference
Show Answer
Correct Answer: C [Locality of Reference]
Notes:
A highly common property of a computer program is the locality of reference. This basically refers to accessing of the same values repeatedly and frequently holding these in registers for improvement of performance.
8. Which of the following includes Logic Operations?
[A] AND
[B] XOR
[C] NOT
[D] All of the above
Show Answer
Correct Answer: D [All of the above]
Notes:
Logic Operations involve Boolean logic: AND, OR, XOR and NOT. These are used for creating complicated conditional statements and processing boolean logic.
9. Which of the following comprise commonly used Assembly language?
[A] ARM
[B] COBOL
[C] BASIC
[D] Python
Show Answer
Correct Answer: A [ARM]
Notes:
ARM is a commonly used Assembly language. Its full form is known as Advanced RISC Machine.
10. What was the name of the first vacuum tube invented by Lee de Forest in 1906?
[A] Colossus
[B] Leedion
[C] Audion
[D] Radion
Show Answer
Correct Answer: C [Audion]
Notes:
Audion was the first vacuum tube invented in 1906 by Lee de Forest. It was the size of a person’s thumb and glowing red hot like a tiny electric light bulb. This bagged him the nickname as “the father of radio”.
