32 - Lending Risks and Non-performing Assets

Banking Awareness Multiple Choice Questions (MCQs) and Answers with explanation on Lending Risks and Non-performing Assets for IBPS Bank PO, IBPS Bank Clerical, RRB PO and Clerical, SBI PO and SBI Clerical, IBPS Recruitments, RBI Grade B and RBI Bank

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1.
What is the time period for a term loan to be classified as NPA?
2.
After how many crop seasons, an unpaid short duration Farm loan will be termed as NPA?
3.
What is the time period for the long duration crops to be termed as NPA?
4.
What are the funds that are set aside by the banks as fraction to the loans known as?
5.
What do we call a loan which remains NPA for a period less than or equal to 12 months?
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