‘Mo Ghara’ (My House) Scheme

May 30, 2023

The Odisha government, under the leadership of Naveen Patnaik, has recently announced a new housing scheme called “Mo Ghara” or “My Home.” This initiative aims to transform kutcha houses into pucca ones. The scheme is expected to benefit around four lakh families in the state.

Financial Implication and Loan Amount

The implementation of the Mo Ghara scheme will require a financial implication of approximately Rs 2,150 crore over a two-year period. Under this scheme, eligible beneficiaries can avail a housing loan of up to Rs 3 lakh. The repayment period for the loan is set at 10 years, providing flexibility and ease of repayment for the beneficiaries.

Eligibility Criteria and Additional Subsidies

In order to be eligible for the Mo Ghara scheme, families must either reside in kutcha houses or possess at least one pucca room with a solid concrete roof. However, families with four-wheelers, members in government service, or possessing irrigated land of five acres or more are ineligible for the loan. Notably, beneficiaries belonging to the SC/ST category and the differently-abled will receive additional subsidies, making the scheme more inclusive and supportive of marginalized communities.

Application Process and Timelines

The Odisha government will begin accepting applications from beneficiaries for the Mo Ghara scheme starting from June 16. To ensure a seamless application process, the government has set up a dedicated portal where interested individuals can submit their applications.

Revamping Veer Surendra Sai University of Technology

In addition to the Mo Ghara scheme, the Naveen Patnaik-led cabinet has also approved a significant plan to revamp the Veer Surendra Sai University of Technology (VSSUT). This renowned engineering institution, established in 1956 and located in Sambalpur district, will undergo a comprehensive transformation under a budget of Rs 2,000 crore. The aim is to enhance the infrastructure and facilities of the university, further promoting quality education and research in the field of technology.

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