In what form Certificate of Deposit is issued?

The Certificate of Deposit (CD) is a negotiable money market instrument and issued in the form of
[A]Derivative Usance Promissory Note
[B]Usance Promissory Note
[C]Demand Promissory Note
[D]Both a & b

Usance Promissory Note
The Certificate of Deposit (CD) is a negotiable money market instrument and issued in dematerialised form or as a Usance Promissory Note against funds deposited at a bank or other eligible financial institution for a specified time period. ( Usance Promissory Note has to be paid after certain time period).


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