DigiClaim Module Under PMFBY

March 27, 2023

On March 24, 2023, Union Minister of Agriculture Narendra Singh Tomar launched the National Crop Insurance Portal’s digitized claim settlement module ‘DigiClaim’ in New Delhi, India. The module falls under the ambit of Pradhan Mantri Fasal Bima Yojana (PMFBY), and will disburse claims electronically, benefitting farmers from six states. The launch marks a revolutionary step towards ensuring that farmers can receive claim amounts digitally in a time-bound and automated manner, making them self-reliant and empowered.

The Launch and Benefits of DigiClaim Module

At the launch, Union Minister Tomar informed that with the DigiClaim Module, insurance claims totaling Rs 1260.35 crore have been disbursed on March 23, 2023, to insured farmers in Rajasthan, Uttar Pradesh, Himachal Pradesh, Chhattisgarh, Uttarakhand, and Haryana with the click of a button. The process will continue as and when the claims are released. With this launch, the automated claim settlement process will be an ongoing activity to ease all insured farmers’ lives and provide them with a sustainable financial flow and support.

One of the significant advantages of the DigiClaim Module is that farmers’ claims will be processed directly to their respective bank accounts in a transparent and accountable manner. The technology has been enabled through the integration of the National Crop Insurance Portal (NCIP) and Public Finance Management System (PFMS). This would directly impact the claim reversal ratio, which is expected to go down with DigiClaim. Another noteworthy feature of this digital advancement is that farmers would be able to track the claim settlement process on their mobile phones in real-time and avail the scheme’s benefits.

Rejoining PMFBY: A Shining Example of Cooperative Federalism

Currently, the Central Government is closely working with all exited states from the scheme and has had discussions with their senior officials. Andhra Pradesh and Punjab are making a comeback to the scheme, which shows a shining example of coorporative federalism. Governments of Telangana, Gujarat, Bihar, West Bengal, and Jharkhand have also been approached to rejoin PMFBY, and several discussions have been underway. Out of these states, Telangana and Jharkhand have indicated their willingness to come back under PMFBY.

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