PMAY-G Progress Update

January 15, 2025

The Ministry of Rural Development continues to focus on its ambitious goal of “Housing for All” through the Pradhan Mantri Awaas Yojana
Gramin (PMAY-G). Launched on 1st April 2016, this initiative aims to construct 4.95 crore houses by March 2029. Recent developments indicate progress, particularly in Madhya Pradesh, where the scheme’s impact is notably evident.

Overview of PMAY-G

PMAY-G is a flagship programme aimed at providing affordable housing to the rural poor. It replaces the previous Indira Awaas Yojana, which was initiated in 1985. The scheme offers pucca houses with essential amenities, including hygienic kitchens, to those living in kutcha houses.

Key Statistics and Achievements

As of now, PMAY-G has set a target of 3.33 crore houses, with 3.23 crore already sanctioned and 2.69 crore completed. The total financial assistance disbursed since the scheme’s inception amounts to ₹2.37 lakh crore. Recently, the Union Cabinet approved an additional 2 crore houses, with a financial outlay of ₹3,06,137 crore for the new phase from FY 2024-25 to FY 2028-29.

Progress in Madhya Pradesh

In Madhya Pradesh, the target is set at 41,68,046 houses. To date, 41,51,931 houses have been sanctioned, and 36,80,620 houses have been completed, representing 88% completion. There are 16.42 lakh households on the waiting list, with 8.21 lakh houses scheduled for allocation on 15th January 2025.

Financial Support and Allocation

For FY 2024-25, ₹3,726 crore has been allocated to Madhya Pradesh, including ₹2,165 crore released on 7th January 2025. Timely utilisation may lead to an additional ₹4,934 crore being released within the fiscal year. The current allocation includes 11,89,690 houses with an estimated cost of ₹18,036 crore.

Technological Advancements

The launch of the Awaas+ 2024 mobile application on 17th September 2024 marks technological advancement. This app uses AI-based facial recognition for accurate beneficiary identification. Over 2.5 lakh surveyors have been trained for efficient implementation across the country.

Integration with Other Schemes

PMAY-G beneficiaries can also benefit from other government schemes, including MGNREGA, SBM-G, SHGs, Jal Jeevan Mission, and PM-Surya Ghar Yojana. In Madhya Pradesh, achievements include the construction of 36.37 lakh toilets and electrification of 35 lakh houses.

PMAY-G aims to provide 4.95 crore houses by 2029.
₹32,537.85 crore has been disbursed to Madhya Pradesh since 2016.
74% of PMAY-G houses are owned by women.
Each house includes a financial support of ₹12,000 for toilets.
The funding ratio for hilly states is 90:10 between central and state governments.

Future Goals and Commitments

The Ministry remains committed to ensuring that no eligible family is left without a pucca house. The Madhya Pradesh government is urged to expedite fund utilisation for seamless implementation. The future target includes the allocation of 8,21,190 houses in FY 2025-26, with an estimated cost of ₹12,636 crore. The total estimated cost for FY 2024-25 and 2025-26 is ₹30,672 crore, reflecting the government’s robust commitment to rural development.

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