Punjab government rolls ‘Mahatma Gandhi Sarbat Sehat Bima Yojana’ health insurance scheme

To mark the 75th birth anniversary of former Prime Minister Rajiv Gandhi, the Punjab government has rolled out a mega health insurance scheme named ‘Mahatma Gandhi Sarbat Sehat Bima Yojana’. It will cover 76% of the state’s population. The scheme has clubbed with the Centre’s health insurance scheme titled ‘Pradhan Mantri Jan Arogya Yojana (PMJAY) for the poor. As per latest Socio Economic and Caste Census (SECC), Ayushman Bharat would have covered only 14.86 lakh families while the Punjab scheme in its new form, will benefit a total of 46 lakh families. Like the original PMJAY, the Punjab government will provide cashless health insurance cover of Rs 5 lakh per year. The Centre and the state government will bear the cost of the annual premium for 14.86 lakh families in the ratio of 60:40. For the remaining beneficiaries, the Punjab government will bear the entire expense.The Punjab scheme with 1,396 treatment packages will be implemented through over 450 empanelled hospitals, including 200 government hospitals.